Figures and Reports

The Oberbank’s key figures at a glance:

Income statement in €m 31.03.2016 +/- 31.03.2015
Net interest income 38.7 -3.3 % 86.5
Charges for losses on loans and advances -1.9 -90.6 % -20.4
Net commission income 33.0 -6.3 % 35.2
Administrative expenses -65.4 9.6 % -59.7
Profit for the year before tax 52.5 7.5 % 48.9
Profit for the year after tax 42.5 4.6 % 40.6
Balance sheet in €m 31.03.2016 +/- 31.03.2015
Total assets 18,478.9 1.3 % 18,243.3
Loans and advances to customers 13,114.3 2.1 % 12,839.9

Primary funds

    of which savings deposits

    of which securitised liabilities 

    including subordinated capital

12,754.4

2,931.4

2,060.1

1.1 %

(-0.6 %)

(-1.8 %)

12,620.0

2,912.6

2,098.5

Equity 1,969.0 2.2 % 1,925.7
Customer funds under management 25,358.1 0.5 % 25,245.1
Capital resources CRR in €mc 31.03.2016 +/- 31.03.2015
Assessment basis 12,580.6 3.0 % 12,216.7

Own funds
       of which core capital (CET1)

       of which total core captial (CET1 + AT1)

2,193.6

1,688.4

1,765.0

1.6 %

2.3 %

1.9 %

2,158.0

1,650.8

1,733.3

Common equity Tier 1 capital ratio 13.42 % 0.09 ppt 13.51 %
Tier 1 capital ratio 14.03 % 0.16 ppt 14.19 %
Total capital ratio 17.44 % 0.22 ppt 17.66 %
Performance indicators 31.03.2016 +/- 31.03.2015
Return on equity before tax 54.60 % 8.32 % ppt 46.28 %
Return on equity after tax 10.85 % 1.74 % ppt 12.59 %
Cost/income ratio 8.78 % 1.68 % ppt 10.46 %
Risk/earnings ratio (credit risk in/ net interest) 2.29 % -21.33 % ppt 23.62 %
Resources 31.03.2016 +/- 31.03.2015
Average number of staff (weighted) 2,048 23 2,025
Number of branches 159 3 156
Oberbank stock-key figures 2015 2014 2013
Number of ordinary non-par shares 29,237,100 25,783,125 25,783,125
Number of non-par preferences shares 3,000,000 3,000,000 3,000,000
High (ordinary/preference share) in EUR 52.80/38.20 50.35/38.11 48.50/38.70
Low (ordinary/preference share) in EUR 49.96/37.55 48.45/37.00 47.60/37.50
Close (ordinary/preference share) in EUR 52.80/37.70 50.35/37.81 48.50/37.75
Market capitalisation in €m 1,656.8 1,411.6 1,363.7
IFRS earnings per share in EUR 5.47 4.75 4.26
Dividend per share in EUR 0.55 0.55 0.50
P/E ratio, ordinary shares 9.7 10.6 11.4
P/E ratio, preference shares 6.9 8.0 8.9

Reports

 

Oberbank Interim Report to Shareholders

31 March 2015
Online Version (german)
PDF (668 KB, german)
PDF (665 KB, english)

Oberbank Annual Report

2013
Online Version (german)
PDF (2,19 MB, english)
PDF (2,10 MB, german)

Oberbank Financial Year at a Glance

 

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